WMPLC/Region V RESA has partnered with Fiducius to help Montana educators realize savings through student loan forgiveness.
Click here to register and learn Enter registration code: WMPLC1 * Fiducius does charge fees if you select to use their services |
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Struggling with Student Loans, or Thinking About Going Back to School?
We know when you are struggling financially, your health and productivity suffer.
The Public Service Loan Forgiveness (PSLF) program may be just what you’ve been looking for. PSLF was established by Congress with passage of the College Cost Reduction and Access Act (CCRAA) 2007 and enhanced in 2009 and 2012. Unlike Teacher Loan Forgiveness, this program is available to any full-time district employee with federal student loans, the forgiveness amount is individually determined and tax-free. Unfortunately, the program is under-utilized and often misunderstood.
Our Student Loan Advisory Benefit partner, Fiducius, educates borrowers about the program, completes a thorough financial analysis, and delivers a personalized loan forgiveness plan with projected ten-year savings, even if you choose not to utilize their services. Their goal is to take the uncertainty, frustration, headaches and costly mistakes out of attempting to navigate this program on your own. If PSLF does not make sense for you, their refinancing option may help you lower your payment with a better interest rate and terms.
The complexity of navigating the Program, along with confusing regulations, can make it risky to try on your own. Josh Hatton, a Social Worker in Kentucky explains what happened to him, “I applied for the Public Service Student Loan Forgiveness program twice on my own and was rejected both times. IS Loan Solutions helped me understand why I was being denied, and they helped apply again. This time I was accepted into the Program. I currently pay $300 less each month and will have the remaining amount of the loan forgiven after 10 years. They were always a step ahead and made this tedious process as easy as possible. Now I am able to put more money away for my retirement.”
By partnering with employers, providing all analytical work up front and deferring fees until they have demonstrated their value, IS Loan Solutions separates themselves from other service providers in the student loan advisory space.
Kristen Costa, a Pennsylvania Educator is grateful to her HR department for sharing this information, “When the email came through our HR department, I thought it was interesting. I figured they had done some digging to make sure IS Loan Solutions was legitimate, because they don’t usually send just anything out. I thought, what do I have to lose? I have told everyone I work with about my experience. I want people to get relief from their debt like my husband and I did. Now, I don’t worry as much about finances as I used to, and because I don’t have to worry about money as much, I am a better person; better to my students, better to my kids...just better overall.”
Click Here enter Registration Code: WMPLC1, and find out if this voluntary benefit makes sense for you.
We know when you are struggling financially, your health and productivity suffer.
The Public Service Loan Forgiveness (PSLF) program may be just what you’ve been looking for. PSLF was established by Congress with passage of the College Cost Reduction and Access Act (CCRAA) 2007 and enhanced in 2009 and 2012. Unlike Teacher Loan Forgiveness, this program is available to any full-time district employee with federal student loans, the forgiveness amount is individually determined and tax-free. Unfortunately, the program is under-utilized and often misunderstood.
Our Student Loan Advisory Benefit partner, Fiducius, educates borrowers about the program, completes a thorough financial analysis, and delivers a personalized loan forgiveness plan with projected ten-year savings, even if you choose not to utilize their services. Their goal is to take the uncertainty, frustration, headaches and costly mistakes out of attempting to navigate this program on your own. If PSLF does not make sense for you, their refinancing option may help you lower your payment with a better interest rate and terms.
The complexity of navigating the Program, along with confusing regulations, can make it risky to try on your own. Josh Hatton, a Social Worker in Kentucky explains what happened to him, “I applied for the Public Service Student Loan Forgiveness program twice on my own and was rejected both times. IS Loan Solutions helped me understand why I was being denied, and they helped apply again. This time I was accepted into the Program. I currently pay $300 less each month and will have the remaining amount of the loan forgiven after 10 years. They were always a step ahead and made this tedious process as easy as possible. Now I am able to put more money away for my retirement.”
By partnering with employers, providing all analytical work up front and deferring fees until they have demonstrated their value, IS Loan Solutions separates themselves from other service providers in the student loan advisory space.
Kristen Costa, a Pennsylvania Educator is grateful to her HR department for sharing this information, “When the email came through our HR department, I thought it was interesting. I figured they had done some digging to make sure IS Loan Solutions was legitimate, because they don’t usually send just anything out. I thought, what do I have to lose? I have told everyone I work with about my experience. I want people to get relief from their debt like my husband and I did. Now, I don’t worry as much about finances as I used to, and because I don’t have to worry about money as much, I am a better person; better to my students, better to my kids...just better overall.”
Click Here enter Registration Code: WMPLC1, and find out if this voluntary benefit makes sense for you.
Student Loan Advisory Benefit
If you are struggling with your student loans, you are not alone. At WMPLC, we know when you are stressed financially, it takes a toll on your health and quality of life. The student loan experts at Fiducius will educate you and provide options, including loan forgiveness programs and refinancing, that may help you lower, or even eliminate, your payment. Some of you may be able to lower your payment through the program, Public Service Loan Forgiveness (PSLF is not Teacher Loan Forgiveness*). For those of you who won’t benefit from PSLF, refinancing may work for you.
Click Here: https://wmplc.myfiducius.com/register, enter Registration Code WMPLC1
Answer a few simple questions to find out if you are eligible for PSLF, then schedule your no-obligation, phone consultation with a student loan forgiveness expert from IS Loan Solutions to get started.
After registering and answering questions, if PSLF does not make sense, you will be directed to the refinancing option. Do not refinance your loans until you find out if PSLF makes sense for you FIRST. Doing so will make you ineligible for future student loan forgiveness.
You May Be Eligible for PSLF if:
See Success Stories
Have Questions?
If you have any questions please call 1.866.831.5564, email, or visit www.getfiducius.com/. For local assistance in Montana contact Daisy Carlsmith at director@wmplc.org
*IS Loan Solutions is a BBB A+ Rated organization partnering with over 2500 school districts, hospitals, social service agencies and helping thousands of individuals across the U.S. maximize the under-utilized Public Service Loan Forgiveness Program. This is a voluntary benefit. Please know, they do not charge any fees up front, fully educate you about all available options, and provide a ten-year individualized plan before you decide to hire them. If you decide to utilize their services There are fees but most employees have found the fees to be reasonable based on the service provided.
Please do not move forward and refinance or consolidate your loans until you have spoken with them first. Consolidating/Refinancing loans could make you ineligible for student loan forgiveness.
.
For those of you who registered with IS Loan Solutions in the past and were told you would not benefit from PSLF, login to your www.myisls.com and you will be directed to the refinancing option
If you are struggling with your student loans, you are not alone. At WMPLC, we know when you are stressed financially, it takes a toll on your health and quality of life. The student loan experts at Fiducius will educate you and provide options, including loan forgiveness programs and refinancing, that may help you lower, or even eliminate, your payment. Some of you may be able to lower your payment through the program, Public Service Loan Forgiveness (PSLF is not Teacher Loan Forgiveness*). For those of you who won’t benefit from PSLF, refinancing may work for you.
Click Here: https://wmplc.myfiducius.com/register, enter Registration Code WMPLC1
Answer a few simple questions to find out if you are eligible for PSLF, then schedule your no-obligation, phone consultation with a student loan forgiveness expert from IS Loan Solutions to get started.
After registering and answering questions, if PSLF does not make sense, you will be directed to the refinancing option. Do not refinance your loans until you find out if PSLF makes sense for you FIRST. Doing so will make you ineligible for future student loan forgiveness.
You May Be Eligible for PSLF if:
- You are a full-time employee of school districts and non-profits.
- Have federal loans such as Subsidized Stafford, Unsubsidized Stafford, Parent PLUS, and Graduate PLUS loans.
- You are taking out student loans on behalf of an undergraduate student
- Pursuing an additional degree.
- Immediately lower your monthly student loan payment
- Reduce your student loan obligation
- Significantly lower your cost to earn additional degrees
- Receive a personalized 10-year loan forgiveness plan outlining your projected tax free savings
See Success Stories
Have Questions?
If you have any questions please call 1.866.831.5564, email, or visit www.getfiducius.com/. For local assistance in Montana contact Daisy Carlsmith at director@wmplc.org
*IS Loan Solutions is a BBB A+ Rated organization partnering with over 2500 school districts, hospitals, social service agencies and helping thousands of individuals across the U.S. maximize the under-utilized Public Service Loan Forgiveness Program. This is a voluntary benefit. Please know, they do not charge any fees up front, fully educate you about all available options, and provide a ten-year individualized plan before you decide to hire them. If you decide to utilize their services There are fees but most employees have found the fees to be reasonable based on the service provided.
Please do not move forward and refinance or consolidate your loans until you have spoken with them first. Consolidating/Refinancing loans could make you ineligible for student loan forgiveness.
.
For those of you who registered with IS Loan Solutions in the past and were told you would not benefit from PSLF, login to your www.myisls.com and you will be directed to the refinancing option
